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4 things you should know BEFORE a hail storm hits

A hail storm just hit your city… what the hail? What do you do next? How do you know if you have damage?

No worries, we are here to answer a few common questions most homeowners ask.

  1. What does hail damage look like?

Different shingles react differently to hail damage depending on the type of shingles you have on your roof.  Look for hail hits that are black, white scuff marks, random damage with no pattern, missing shingles, or hail dings on your vents such as the pipe jacks or turtle vents.

  1. Will my insurance company replace my entire roof after a hail storm?

The easiest way to find out what covered under your policy is to contact your insurance provider. Most homeowner’s insurance policies provide coverage for your roof damage caused by unpreventable reasons or “acts of God”.  Although hail is usually covered under your insurance policy there are other factors that determine how much is covered, such as the age of your roof. It is important to know the specifics of what is covered under your policy.

      3. How do I know for sure that I have hail damage?

In order to know for sure that you have hail damage, have a roofing contractor come and inspect your roof. In most cases, roof inspections are free so you won’t be losing out on any money if there isn’t any damage. If there was a storm that recently went through your area and your neighbors are having their roof replaced, then you more than likely have hail damage as well.

  1. When should I call my insurance company?

Call your insurance company immediately.  Once you have called and set up your claim through your insurance company, they will send out an “adjuster” to inspect your home and create an estimate of the total amount the replacement will cost. Once you get your estimate back from your insurance company, you may begin your repairs with your hired contractor. For more information go to:

Insurance Claims for Storm Damage